Slice up the banana in to small slices.
Mix water and Krusteaz Buttermilk Pancake mix (as shown on box).
Spray a small frying pan with oil and turn on medium heat.
Stick 1 slice of the banana in the pancake batter and spoon a bit of batter and the banana, together, into the hot pan.
Cook until golden brown and flip. Cook the other side until golden brown.
Insert the stick into the middle of the pancake making sure the stick inserts into the banana.
Top with your favorite toppings!